An online network of attorneys says the main reason more than half of consumers don’t have a will is because they “haven’t gotten around to it yet.”

A survey on that and related topics was conducted by Rocket Lawyer, the attorney network. The survey found that 71 percent of people believe online banking and financial accounts are most important to protect in the case of death, followed by e-mail accounts (38 percent) and e-commerce and social media accounts (23 percent).

Other findings of the survey: 31 percent who have a will but haven’t appointed a digital executor assume their family and loved ones would be able to access, manage and delete their digital files, 20 percent of people 65 and older say they don’t have any digital assets, and 91 percent of millennials do have digital assets.

When putting together a will, according to Rocket Lawyer, six key steps are:

• List your assets. This includes real estate, bank accounts, investments, retirement plans or pensions, vehicles, artwork, insurance plans, jewelry and family heirlooms–anything you want to leave to a person or organization.
• Make sure your beneficiary can make payments on something you bestow upon them, such as a house.
• Select the beneficiaries of your assets. They can include spouses, children, relatives, close friends, or organizations such as a church or university.
• Hire an attorney to serve as executor. You don’t have to, but it could be in your best interest to choose someone impartial.
• Most states require that you sign your will in front of witnesses in order for it to be valid.