A study in early 2021 from Age Wave and Edward Jones found that 1 in 3 Americans who plan to retire now plan on retiring later due to COVID — and a new report in December from The Penny Hoarder reveals that most Americans say they either have made no adjustments to their retirement savings during the pandemic or are saving less in response to it. Specifically:

• 17 percent of Americans surveyed by Penny Hoarder, a personal-finance website and media company, say they’re saving less money for retirement due to the pandemic, while 16 percent of respondents are saving more. Sixty-seven percent report no change in their pandemic retirement savings
• 59 percent of men and 41 percent of women are saving more for retirement in response to COVID.
• 35 percent of respondents who are ages 25 to 34 are saving more.
• People in the Northeast U.S. (44 percent) were much more likely to save extra for retirement in response to the pandemic. In the Northwest, including Washington, the average figure of people saving more is 18 percent. More people in the South than anywhere else report no change to their retirement savings.

Full results of the report are at www.thepennyhoarder.com/retirement/covid-retirement-savings.